CondiCheck.
An app idea for mortgage brokers.

What the search found

Who pays

Mortgage brokers and loan officers

The problem

Brokers send files to lenders and get them back for missing or wrong documents. They lose days and look bad to borrowers. The results show tools for collecting documents, not for checking a file before it goes out.

The gap

Existing tools focus on document collection, borrower portals and workflow tracking. None in the results check a completed loan file against lender conditions and suggest fixes before submission.

Already out there

• Docsumo docsumo.com

  Document intelligence and automation for mortgage documents. Focuses on extracting data, not pre-submission condition checking.

  What else Docsumo leaves open

• Mortgage Automator mortgageautomator.com

  Broker portals and workflow automation so lending teams review files with fewer missing pieces. Tracks documents but does not check conditions or suggest fixes.

• Collect usecollect.com

  Document collection and automation for brokers. Does not check loan file completeness against lender guidelines.

People asking for it

No public complaints turned up. Treat demand as unproven until you run the test below.

The big assumption

Brokers will pay for a pre-submission check when they already have document collection tools and blame lenders for rework.

Test it this week

Ask 10 brokers to send you a recent file that got kicked back. Manually check it against the lender's conditions and time how long it takes. See if they ask you to do it again.